Community Development LendingNational Cooperative BankNCB_73599e94-d453-11e5-a2c5-1829103dce11National Cooperative Bank (NCB) provides comprehensive banking services to cooperatives and other member-owned organizations throughout the country. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche -- people who join together cooperatively to meet personal, social or business needs, especially in low-income communities. Socially Responsible OrganizationsAs a recognized leader in community lending, NCB has deployed over $5 billion to serve socially responsible organizations nationwide with a specific focus on affordable housing, healthcare, education and non profit organizations.CooperativesNCB's customers are cooperatives, such as grocery wholesaler co-ops, purchasing co-ops or housing co-ops. Other customers share in the spirit of cooperation, driven by democratic organizing principles. They may be Alaska and Native American enterprises, which by their very nature, are member-run and member-owned. Others may be community health centers or charter schools, driven entirely by community needs. What they all have in common is a single fundamental principle -- they have joined together cooperatively to meet personal, social, and/or business needs.Low-Income CommunitiesIn accordance with our congressional charter, NCB has a significant commitment to community revitalization. The employment of the cooperative model in the development of business and affordable housing is critical for low-income Americans, and strengthens communities in both urban and rural areas. CongressBy dramatically leveraging our appropriation from Congress, we have succeeded in growing the original $184 million capitalization to more than $4 billion in specialized lending, investments, and technical assistance to underserved communities across the country. Underserved CommunitiesNCB EmployeesAs a boutique bank with a special commitment to community, NCB attracts a team of professionals interested in "more than just a banking career." Our Human Resources department manages all employment inquiries.NCB Leadership TeamCharles E. SnyderPresident & CEOSteven A. BrooknerExecutive Managing Director, President, National Cooperative Bank, NAGerard DonlinChief Information OfficerKathleen H. LuzikChief Operating OfficerRichard L. ReedChief Financial OfficerDavid ChristiansenChief Credit OfficerPatrick N. ConnealyExecutive Vice PresidentCasey FannonExecutive Vice PresidentChris GoettkeOhio Co-PresidentMichelle Fantt HarrisManaging Director, Human ResourcesChad OppenheimerGeneral CounselNCB Board of Directors Michael J. MercerChair -- President and Chief Executive Officer, Georgia Credit Union Affiliates, Duluth, GeorgiaSteven F. CunninghamVice Chair -- S.F. Cunningham, LLC, Vienna, VAWilson BeebePresident, Thanexus, Inc., Wall Township, NJRoger CollinsChief Executive Officer and Chairman, Harps Foods, Springdale, ARPaul HazenExecutive Director, U.S. Overseas Cooperative Development Council, Inc., Washington, DCJanis HerschkowitzPresident and Chief Executive Officer, PRL, Inc., Cornwall, PennsylvaniaPeter LarkinPresident and Chief Executive Officer, National Grocers Association, Arlington, VA Andrea LeverePresident, CFED, Washington, DCMartin LoweryExecutive Vice President, External Affairs, National Rural Electric Cooperative Association, Arlington, VAL. Ray MoncriefFormer Chief Operating Officer, Kentucky Highlands Investment Corporation, London, KentuckyMary Ann RothmanExecutive Director, Council of New York Cooperative & Condominiums, New York, NY Maurice SmithPresident, Local Government Federal Credit Union, Raleigh, NC David P. SwansonPartner, Dorsey & Whitney LLP, Minneapolis, MinnesotaDavid VlietCEO, Tiburcio Vasquez Health Center, Inc., Hayward, CA_7359a06a-d453-11e5-a2c5-1829103dce11To help cooperatives grow by supporting and being an advocate for America's cooperatives and their members, placing special emphasis on serving the needs of communities that are economically challenged._7359a16e-d453-11e5-a2c5-1829103dce11Self-HelpCooperatives are based on the values of self-help, self-responsibility, democracy and member-equity.Self-ResponsibilityDemocracyMember-EquityResponsibilityIn the tradition of our founders, cooperatives believe in conducting business in a responsible, ethical, and honest manner with the foremost commitment to improve the quality of life in the communities we serve.EthicsHonestyQuality of LifeHousingKeep homeownership affordable for the working class and underserved_7359a240-d453-11e5-a2c5-1829103dce111Working ClassUnderservedAffordable Housing -- Affordable Housing is a challenge facing many communities. NCB’s focus is on how the cooperative model can help keep homeownership affordable for the working class and underserved. We focus on both providing conventional loan programs to help existing cooperatives as well as developing new housing alternatives through shared equity models._7359a326-d453-11e5-a2c5-1829103dce11Health CareDeliver quality care to low-income and uninsured families_7359a3f8-d453-11e5-a2c5-1829103dce112Low-Income FamiliesUninsured FamiliesNonprofit Community ClinicsNonprofit Health CentersCommunity Health Care -- Nonprofit community clinics and health centers are America's healthcare safety net. They have a crucial mission -- to deliver quality care to low-income and uninsured families. But, as the number of patients seeking their services continues to rise, the challenges health centers face are great. NCB provides solutions that successfully preserve and expand affordable health care and behavioral care for low- income families across the country._7359a4ca-d453-11e5-a2c5-1829103dce11EducationFinance charter schools_7359a5a6-d453-11e5-a2c5-1829103dce113Charter SchoolsEducation -- Our work in the education sector focus on charter school finance. As a lender for over 15 years, we use our expertise to create programs that allow us to successfully finance our nation’s charter schools._7359a678-d453-11e5-a2c5-1829103dce11Long-Term CareProvide more care options for the elderly_7359a74a-d453-11e5-a2c5-1829103dce114Elderly AmericansLong-Term Care -- America is witnessing an unprecedented boom in the ranks of the elderly. This translates into a growing need for more care options. We are a leader on a number of fronts, focusing on innovative new models in support of revolutionizing traditional nursing care, making assisted living affordable and creating alternative housing options for residents who want to maintain their independent lifestyles for as long as possible. Nursing CareRevolutionizing traditional nursing care_7359a83a-d453-11e5-a2c5-1829103dce114.1Nursing HomesAssisted LivingMake assisted living affordable_7359a902-d453-11e5-a2c5-1829103dce114.2Assisted Living FacilitiesIndependent LivingCreate alternative housing options for residents who want to maintain their independent lifestyles for as long as possible_7359a9e8-d453-11e5-a2c5-1829103dce114.3Elderly Homeowners2016-02-15https://www.ncb.coop/default.aspx?id=3758OwenAmburOwen.Ambur@verizon.net