Strategic Plan Calendar Years 2026 through 2030

Message from the Chairman ~ In September 2025, the NCUA convened its first-ever Strategic Planning Town Hall, bringing together credit unions, trade associations, leagues, and credit union service organizations for a focused discussion on the future of the NCUA and the credit union movement; their insights were instrumental in shaping the plan. The plan emphasizes safeguarding the safety and soundness of the credit union system, protecting the National Credit Union Share Insurance Fund from undue risk, and ensuring credit unions have the flexibility to innovate responsibly -- particularly as emerging technologies such as artificial intelligence and digital assets continue to evolve. The agency is undertaking a comprehensive review of its regulatory framework to identify and address regulations that are unnecessarily burdensome, obsolete, or duplicative, and will remain focused on measurable, material risks. The plan's release coincides with the nation's 250th birthday, whose principles closely align with the credit union ideals of member ownership, self-governance, and economic independence. Agency Overview ~ Established by Congress in 1970, the NCUA insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions. It regulates and supervises approximately 4,333 federally insured credit unions holding $2.4 trillion in assets and serving more than 144 million members. It administers the National Credit Union Share Insurance Fund, the NCUA Operating Fund, the Central Liquidity Facility, and the Community Development Revolving Loan Fund, and collaborates with other financial regulators through the Financial Stability Oversight Council, the Federal Financial Institutions Examination Council, and the Financial and Banking Information Infrastructure Committee. Executive Summary ~ Over the next five years, the agency will focus on three interrelated priorities: safeguarding federally insured credit unions; fostering an environment that enables access to cooperative financial services and responsible innovation; and strengthening its own capabilities and performance. In future Annual Performance Plans, each strategic objective will be aligned with performance goals with measurable indicators and targets. Program Evaluation ~ Principal evaluations of NCUA performance include Government Accountability Office assessments; annual financial audits, conducted by an outside firm contracted by the Office of the Inspector General, of the NCUA Operating Fund, Share Insurance Fund, Central Liquidity Facility, and Community Development Revolving Loan Fund; Office of Government Ethics inspections and program reviews; Federal Information Security Modernization Act evaluations; Federal Managers Financial Integrity Act evaluations of internal controls; OIG audits; risk modeling by the Office of the Chief Economist; the Enterprise Risk Management program; and performance review coordinated by the Office of the Chief Financial Officer. Notes ~ The plan covers calendar years 2026 through 2030 and was published on April 9, 2026; the StartDate and EndDate reflect the calendar-year period. The plan includes no performance indicators; those appear in NCUA's 2026 Annual Performance Plan. The Chairman's message is unsigned in the published text; at the time of publication the NCUA Board Chairman was Kyle Hauptman, according to contemporaneous reporting of the April 9, 2026 Board meeting. Submitter's Note: As per the requirement set forth in section 10 of the GPRA Modernization Act, this StratML rendition was compiled from the source by Claude.ai and can be edited in the form at https://stratml.us/forms/Claude/Part1.html. Source: https://espanol.ncua.gov/files/agenda-items/strategic-plan-20260409.pdf